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From that top of the range luxury car that you have worked hard for to the the new ute for your business, motor vehicles are a common reason for obtaining finance.
6-Point Finance has a reputation for 'attention to detail'. We acknowledge that car dealers offer finance too but our finance packages consist of much more than a competitive repayment. We will discuss tax benefits of various finance products, creates the optimal effect for your cash flow, what residual is optimal.
When calculating which motor vehicle finance product is best for you we will look at:
Tax Effectiveness - Which product produces tax benefits appropriate to your needs.
Cash Flow - Different products have different GST consequences which affect the cashflow of your business. In addition, the term of the loan and resulting residual amount can also affect cashflow. We will match an appropriate product to your business situation.
Residual Value - Questions such as "How long are you going to keep the vehicle?", "How many kilometers are you likely to do?" and "What is the likely resale value?" will all affect the choice of residual.
We have outlined the differences between the following products at the link below:
For a guide to your repayments please click here...
We have assembled a selection of helpful calculators to assist you with the purchase you are borrowing for.
Click to view the calculators...
